Budget calculator
Enter your monthly income to see how much to spend on needs, wants and savings.
per month
A budget only works if you track spending against it. Expenses Tracker does that automatically — free.
Start freeThe 50/30/20 rule is a simple budgeting method: spend 50% of your income on needs (rent, groceries, bills, EMIs), 30% on wants (dining, shopping, entertainment), and put 20% towards savings and investments. It's popular because it's easy to remember and flexible enough for most incomes.
Use the numbers above as targets, then track your real spending each month to see whether you're hitting them. Most budgets break in the "wants" bucket — food delivery and impulse shopping — so that's the first place to look.
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